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I realised from a young age stokvels are a great way to get into the habit of saving and I made the decision to join one of my mother's stokvels four years ago.
When I started working, I realised I would misuse my salary on unnecessary items such as impulsive shopping and lunch dates, so I decided to join two stokvels: a savings stokvel and a property one.
READ MORE: The role of breadwinning women still largely underplayed in the home despite changing gender roles
