Worried about your health, but you can’t afford medical aid?

Are you worried about your health, but you can’t afford Medical Aid? Let’s explore your other options.

Taking care of your health is a top priority. Everyone needs good medical cover. Unfortunately, Medical Aid is a little too expensive for most people. The good news is that there are other medical plans available if you can’t afford Medical Aid. While other medical plans don't give you the same benefits as Medical Aid, you still get good coverage.

Why is it important to have medical cover for your family?

We're all accustomed to putting in long hours at work to provide for our families. The wellbeing and safety of those we care about is our top priority. We all want to ensure that we can provide for our families in unforeseen or urgent situations.

Having medical cover helps you take care of your physical health, and protects your financial health too. Having medical cover helps you protect your whole family.

Here are some other reasons why you should prioritise having medical cover for your family:

Preventative care

If you have medical cover, you’re more likely to take advantage of preventative care services. Vaccinations, health screenings and routine check-ups help to detect health issues early. By discovering potential issues early, you can start treatments before they become more severe.

Access to private healthcare

Having access to private healthcare in South Africa is important. Public healthcare facilities are often overcrowded and have limited resources. You only want the best medical care for your loved ones. Medical cover ensures that your family has access to private healthcare facilities. Access to a network of healthcare providers gives you efficient access to treatment, whenever you need.

Financial protection from medical expenses

Medical expenses can put you under extreme financial pressure. Medical cover acts as your financial safety net when you need medical attention. When you have medical cover, you can visit the doctor, and get the medicine you need, without the financial stress. Medical cover protects your wallet from unexpected medical expenses.

Why do I need medical cover if I’m healthy?

You need to have medical cover, no matter your health. Yes, you may be healthy now, but you never know when you’re going to get sick. You need to prepare for the unexpected. No one knows when they may need medical care, that's why it’s important to always have coverage. By having medical cover, you can ensure you don't have to pay for unexpected medical bills.

Medical cover protects you and your wallet from the unexpected. Your health is never something you want to take for granted.

Why should I invest in good medical cover?

Good medical cover is important. Without good medical cover, you may not be able to access the medical care you need. Here are some of the reasons why you need good medical cover:

Financial protection

One of the top reasons to invest in good medical cover is for financial protection. Private medical care is expensive. Medical expenses can add up quickly. Without medical cover, you will have to pay these bills with your own money. Have you got the necessary funds to pay for unexpected medical expenses?

Access to quality private healthcare

The state healthcare system in South Africa is in a disastrous state. You can’t rely on government hospitals to get the medical care you need. Investing in good medical cover will give you access to quality healthcare. You need good medical cover to access the best doctors.

Reduced stress and anxiety

Are you constantly worrying about your family’s health? What would happen to your family in a medical emergency? Knowing that you have the necessary coverage can help reduce stress and anxiety. With good medical cover, you can keep your family healthy.

How to manage healthcare costs without Medical Aid

Your health shouldn’t be something you have to sacrifice because you can't afford Medical Aid. You can still manage your healthcare costs without breaking the bank.

If you can’t afford Medical Aid, you could buy a different type of medical plan. A Medical Insurance plan, for example, is a good option if you can’t afford comprehensive medical cover.

*Medical Insurance is not a substitute for Medical Aid. 

What is Medical Insurance?

Medical Insurance is an insurance product that gives you cover for day-to-day medical expenses. Unfortunately, Medical Insurance is often overlooked or misunderstood.

Medical Insurance gives you cover for various day-to-day medical expenses in return for a monthly premium. Medical Insurance helps you take care of your health, without worrying about the cost. While Medical Insurance doesn’t give you the same benefits as a Medical Aid, it is a worthwhile option if you can’t afford Medical Aid.

Some of the key points of Medical Insurance include:

With Medical Insurance, you can get affordable, cost-effective access to private healthcare services.

 

In addition to having Medical Insurance, you could also buy Accident Cover to create a more comprehensive portfolio.

What is Accident Cover?

Despite its importance, Accident Cover is often underestimated or misunderstood.

Accident Cover is a type of insurance that gives you cover if you're involved in an accident. This cover is tailored to give you assistance when you sustain an injury caused by an accident. With Accident Cover, you get access to emergency transport, stabilisation and medical treatment.

You have cover in the case of unexpected accidents, including:

Accident Cover focuses on medical emergencies resulting from accidents. Many people buy Accident Cover with Medical Insurance. This is because Medical Insurance policies usually don't include cover for accidents. Your Accident Cover purchase may be called a buy-up addition as part of your portfolio.

Accident Cover gives you financial support for accident-related costs. You can have comprehensive protection beyond the scope of your regular Medical Insurance.

Most people will, at some point in their life, need medical cover. While no medical plan will give you the same coverage as Medical Aid, you still need some cover. Medical Insurance combined with Accident Cover provides a more comprehensive coverage. You will have cover for both day-to-day and in-hospital medical expenses.

You need medical coverage. Get Medical Insurance can help. We provide affordable Medical Insurance and Accident Cover. Medical Insurance and Accident Cover could be the medical solution you're looking for.

This post and content is sponsored, written and produced by Get Medical Insurance.